First Bank virtual Card: Ever wondered how to make your online transactions easier, safer, and more efficient?
Enter the First Bank Virtual Card, a digital revolution that’s changing the way we handle money.
In this comprehensive guide, we’ll explore everything about the First Bank virtual card, from how to get it to the myriad of features that make it a must-have in today’s digital world.
What is the First Bank Virtual Card?
The First Bank virtual card, also known as the First Bank virtual naira card, is a digital representation of a physical debit card.
Designed to streamline online payments, it’s a debit card linked to your First Bank account or wallet, allowing you to perform card-not-present transactions with ease.
- Convenience: With the First Bank virtual card, there’s no need for branch visits or queues.
- Security: Your physical debit card details remain private, making it secure.
- Cost-Effective: It costs just N200, saving you N800 compared to traditional methods.
Related: How to Get Zenith Bank Virtual Card
Requirements for First Bank Virtual Card Request
Before you start the First Bank Virtual Card request process, make sure you meet the following requirements:
- Have an active First Bank account
- Registered for the First Bank USSD code
- Enrolled in First Bank internet banking
- Valid BVN is also required
So, how can you get FirstMonie Virtual card? Let’s dive in!
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How to Get a First Bank Virtual Card: A Step-by-Step Guide
Requesting a First Bank virtual card is an easy process, tailored to provide convenience for both new and existing customers.
Here’s a step-by-step guide that covers everything you need to know:
1. Download the First Bank App
First, you’ll need to download either the FirstMobile or FirstMonie Wallet application, depending on your preferences. These apps can be found in the Google Store or the IOS Store.
Are you looking to use the virtual card for First Bank local or international transactions? The FirstMobile app allows for both, while the FirstMonie Wallet app only supports local transactions.
So, your purpose or usage will help you determine the best one for you.
2. Log In to Your Account
Once the app is installed, log into your First Bank account or FirstMonie Wallet account using your usual credentials.
Not sure how to create First Bank virtual card credentials? The process is similar to setting up online banking credentials. If you’re not already registered, follow the app’s instructions to create your account.
3. Navigate to Virtual Cards
Inside the app, you’ll find the Card Services menu. Here, you can select “Virtual Cards,” which will take you to the First Bank virtual card request page.
See Also: Free Virtual Naira Cards in Nigeria
4. Choose the Account to Link
Here’s where you decide which account your virtual card will be linked to. If you’re using the FirstMobile app, you can link it to your selected First Bank account.
If you’re using the FirstMonie Wallet app, the card will be linked to your wallet account.
5. Follow the On-Screen Prompts
This is the part where you’ll input the necessary details to complete the First Bank virtual card request.
If you have any questions like “how to view my First virtual card details later?” or “how to activate First virtual card?” rest assured, the app guides you through the entire process.
6. Confirm Your Request
Review your details and make sure everything looks correct. Confirm your request, and your First Bank virtual naira card or dollar card (depending on your preference) will be ready for you!
7. Check the Email Confirmation
Look out for an email confirmation to ensure the process was successful.
This email will also contain information on the First Bank virtual card limit and other essential details.
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How to Activate Your First Bank Virtual Card
Once the card is purchased on the FirstMobile or FirstMonie Application, you will see a prompt for card activation.
Simply select ‘Yes,’ and your virtual card is active. No branch visit is required, and you can start using your card online right away!
By following these simple and well-explained steps, you can enjoy the benefits of the First Bank virtual card.
Whether it’s shopping online or handling everyday expenses, this virtual card is set to make your financial transactions as smooth and secure as possible.
Read Also: How to Activate First Bank USSD Code
How to View Your First Monie Virtual Card Details
- Log into the App: Log into the FirstMobile/FirstMonie Wallet application where your card is hosted.
- Select Virtual Cards: Click on “Virtual Cards” from the menu.
- Click on the Eye Icon/Card PAN: Find the eye icon or Card PAN on the virtual card.
- Input Your Transaction PIN/Secret Word: Provide the necessary security information, and the concealed card details will be revealed for use.
How to Set/Reset First Bank Virtual Card Pin
If you need to reset the PIN for your First Bank virtual card, this can be done conveniently within the Virtual Card Services on your apps.
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Virtual Card for First Bank: Additional Features
Blocking/Unblocking: You can protect your Virtual Card when not in use by blocking it on your apps. Unblocking it is just as easy when you’re ready to use it again.
First Bank Nigeria Virtual Card: Costs and Discounts
Wondering if the First virtual card is free? For the first 10,000 customers, it is! Plus, you get a 10% discount on all purchases (capped at N1,000). The Virtual card costs N200 (VAT exclusive) for others.
Transaction Limits and Usage of First Bank Virtual Card
Navigating through the First Bank virtual card limit is simple. Depending on the channel and whether you’re using FirstMobile or FirstMonie Wallet, there are different limits:
FirstMobile Daily Transaction Limit
- ATM: N150,000
- POS: N2,500,000
- WEB: N1,000,000
FirstMonie Wallet Daily Transaction Limit
- ATM: N50,000
- POS: N50,000
- WEB: N50,000
The First Bank virtual dollar card allows international transactions via FirstMobile, while the FirstMonie app only allows local transactions.
See Also: First Bank Loan Code
Security and Convenience
How to retrieve First Bank virtual card details safely? How to activate First virtual card without hassle? The card’s security and convenience features have you covered:
- Blocking/Unblocking: Protect your Virtual Card when not in use by blocking it on the apps.
- PIN Reset: The First Bank virtual card PIN can be reset conveniently on the FirstMobile/FirstMonie Wallet Apps.
- Travel Light: You don’t have to carry a physical card – it’s all online!
Virtual Card for First Bank – FAQs
How Can I Use My First Bank Virtual Card? With your virtual card for First Bank, you can carry out seamless transactions online. Soon, you’ll be able to use the card on other channels.
Is First Bank Virtual Card Free?
While the card itself costs N200 (VAT exclusive), there’s a limited offer for the first 10,000 customers who download it – they’ll receive it for free, along with a 10% discount on purchases!
How to Create First Bank Virtual Card on the USSD Code?
Currently, the First Bank virtual card is available through the FirstMobile or FirstMonie Wallet applications.
What Are the Charges of First Bank Virtual Card?
Transactions on local and international websites are free, with a N50 Quarterly maintenance fee.
How do I get a virtual card on First Bank app?
Download the FirstMobile or FirstMonie Wallet app, log in, and follow the prompts to request your First Bank virtual card.
Does FirstBank have virtual card?
Yes, FirstBank offers virtual cards. You can request one through the FirstMobile or FirstMonie Wallet applications.
How much is the First Bank virtual card?
The First Bank virtual card costs N200 (VAT exclusive), but it’s free for the first 10,000 customers who download it.
The First Bank virtual card is not just a trend; it’s a financial game-changer. Offering convenience, security, affordability, and a range of transaction options, it caters to both local and international needs.
So, why wait? Download the app, activate your card, and take control of your financial freedom!