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    30

    How to Upgrade Opay Account to Send & Receive Huge Money

    • August 19, 2023
    • Ola
    Opay
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    As we all know, Opay is a popular online finance platform that let you save, transfer, withdraw, buy airtime and do almost every banking transaction.

    However, similar to normal/physical banking, there are account types and levels on Opay, and these levels come with their own requirements and limits respectively.

    So, if you just open an Opay account, you shouldn’t be surprised if you can’t do a lot of transactions. This is because your account is limited yet and needs an upgrade to unlock the level where you can do more.

    That is why we’ve brought before you how to upgrade Opay account to show you all the Opay levels, their limits, requirements, and step-by-step, how to upgrade to new levels easily.

    Without a waste of time, let’s get started!

    Table of Contents

    • About Opay KYC Level & Upgrade
    • Opay KYC Levels
    • How to Upgrade Opay Account
    • How to Upgrade Your Opay Account to Level 2
    • How to Upgrade Opay Account to Level 3
    • Upgrading Your Opay Account to a Merchant Account
    • Upgrading An Opay Account – FAQs
      • What do I need to upgrade my Opay account?
      • How can I upgrade my Opay account?

    About Opay KYC Level & Upgrade

    Opay is just like a normal physical bank where your account has levels (tiers) and can be upgraded.

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    For example, the account levels that we are most familiar with in Nigeria are student accounts, tier 1 accounts, tier 2 accounts, and co-operate accounts. So Opay too has its own version of account types too.

    However, the names given to Opay account types are different as you’ll see KYC1 instead of Students account. And the list goes from KYC2 to KYC3 and the highest level which is the merchant account.

    While there are a lot of levels on Opay, each and every one of them comes with limits such as transfer limit, account balance limit, and so on.

    Therefore, before upgrading your Opay account, I would like to show you the account types and their limits so that you can choose the perfect one for you.

    See Also: List of Opay USSD Codes for All Transactions

    Opay KYC Levels

    Like I said earlier, Opay has a KYC account level where you can get to a new level every time you upgrade your account.

    The following are all the Opay KYC levels.

    • KYC level 1 – ₦50,000 maximum account balance, and ₦50,000 maximum daily transaction.
    • KYC level 2 – ₦300,000 maximum account balance, and ₦200,000 maximum daily transaction.
    • KYC level 3 – Unlimited maximum account balance, and 5,000,000 maximum daily transactions.
    • Opay merchant account – Unlimited maximum account balance, and unlimited daily transactions.

    Now that you know all the levels and their limits, let’s see how to upgrade your account to those levels respectively.

    Related: How Much Can Opay Hold Without BVN

    How to Upgrade Opay Account

    Upgrading your Opay account is very easy once you have the requirements needed.

    Like I said earlier, just look at Opay account upgrade just like a normal bank account upgrade.

    Of course, you’ll need to provide some documents at the bank if you want to upgrade your account from one tier to another.

    Fortunately, the difference between upgrading an Opay account and upgrading a normal bank account is that Opay upgrade requirements are flexible.

    All you need is the following.

    • A Bank Verification Number (BVN)
    • An Identity (ID) Card
    • A selfie
    • A recent utility bill
    How to upgrade Opay account

    Since level 1 is the first level let’s see how to upgrade Opay account to level 2 now.

    Read Also: The Opay Referral Code to Earn Free Money

    How to Upgrade Your Opay Account to Level 2

    To upgrade your Opay account, all you need to do is log in to your Opay account, then click on your profile icon at the top left corner of your screen, then scroll down and click on the “Upgrade to KYC 2” button.

    Once the page load, then proceed to fill in all the required information and upgrade your account.

    To make it simple, here’s a step-by-step guide on how to upgrade your Opay account to level 2.

    • Open the Opay app and log in to your account.
    • On your dashboard, click on your profile image icon located at the top left corner of your screen.
    • Now, scroll down a little and click on the “Upgrade to KYC 2” button.
    • Then, fill in all the required information to upgrade your account.

    That’s simply how to upgrade Opay account to level 2. Now, let’s see how to do it for level 3.

    See Also: How to Check Opay Account Balance on Phone

    How to Upgrade Opay Account to Level 3

    Similar to upgrading your account to level 2, you can upgrade your Opay account to level 3 by simply logging into your Opay account, clicking on your profile image icon, clicking the “Upgrade to KYC 3” option, and then filling in the required information to upgrade your account.

    Also, here’s a step-by-step guide to upgrading your Opay account to level 3.

    • Open the Opay app and log in to your account.
    • On your dashboard, click on your profile image icon located at the top left corner of your screen.
    • Now, scroll down a little and click on the “Upgrade to KYC 3” button.
    • Then, fill in all the required information to upgrade your account.

    Check Out: Opay Investment & How to Make Money with it

    Upgrading Your Opay Account to a Merchant Account

    This can also be done in a similar way to the above levels. All you need is to follow the steps below.

    • Open the Opay app and log in to your account.
    • On your dashboard, click on your profile image icon located at the top left corner of your screen.
    • Now, scroll down a little and click on the “Upgrade to Merchant” button.
    • Then, fill in all the required information to upgrade your account.

    That’s simply how to upgrade your Opay account to a merchant account.

    Upgrading An Opay Account – FAQs

    What do I need to upgrade my Opay account?

    To upgrade your account on Opay, all you need is a valid BVN, an ID card, and a Utility bill payment proof.

    How can I upgrade my Opay account?

    To upgrade your Opay account, all you need to do is click on your profile image icon located at the top left corner of your Opay dashboard, then click on the button to upgrade your account and fill in the required information.

    That’s all.

    By now, if you’re among those seeking answers to how to upgrade my Opay account, I believe this post about how to upgrade Opay account has supplied you with what you seek.

    Cheers!

    Tags: How to upgrade opay accountOpayOpay account upgrade

    Ola

    His name is Olatunde, he is the founder of Nairarush.com.ng. He is Nigerian who likes sharing information about anything about finance. And because he has been making money online for years now, he also share some information about investing, online business ideas, loans for students and businesses, and lots more.

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    30 Responses

    • Comments30
    • Pingbacks0
    1. Eriife Abisola Gold says:
      November 25, 2022 at 10:49 am

      My Opay account is insisting that my informations are not correct

      Reply
      • Ola says:
        November 25, 2022 at 2:42 pm

        Thanks for your reply, but unfortunately, we’re not by anyway the Opay team. You can contact them via the contact info on their website to make your complaint.

        Reply
        • Mubarak sabiu says:
          February 14, 2023 at 9:44 pm

          Opay insisting my information id is incorrect

          Reply
    2. David says:
      December 23, 2022 at 4:02 pm

      I can’t get any otp what should I do

      Reply
      • Ola says:
        December 23, 2022 at 4:31 pm

        It may be the network. Just wait a while and try again.

        Reply
    3. Solomonik says:
      March 9, 2023 at 7:15 pm

      Someone transfered a certain amount of money beyond my opay account limit but imidiately upgraded it to level 3. Please will it be reversed to the person because i have not received any alert.

      Reply
      • Ola says:
        March 10, 2023 at 1:28 pm

        Wait for about 48 hours. If the money isn’t reversed, contact Opay customer care.

        Reply
      • Nafisat olajumoke tijani says:
        March 28, 2023 at 12:51 am

        Am trying to upgrade my tier from level one telling me address is not correct

        Reply
    4. Abdulganiyu mubarak says:
      March 10, 2023 at 10:44 pm

      Why my account didn’t upgrade to tier 1

      Reply
      • Ola says:
        March 11, 2023 at 6:10 am

        Maybe you’re not filling in the correct information

        Reply
    5. Ella says:
      March 12, 2023 at 11:07 am

      What does opay tier 2 requires is it nin or bvn

      Reply
      • Ola says:
        March 12, 2023 at 4:54 pm

        BVN

        Reply
    6. Ayoola Mojisola says:
      March 14, 2023 at 12:16 pm

      Opay ask for my Bvn for me to move to tier2 which I did since then I cannot transfer from my Opay account please help me out

      Reply
      • Ola says:
        March 14, 2023 at 5:21 pm

        Please contact Opay through phone call. You can find their number on their website.

        Reply
    7. Happy says:
      March 15, 2023 at 11:32 am

      Please someone transfer money to me,I saw the receipt and it’s said fail,I later upgrade to Tier2,and uptil now the money is not reflecting on my Account balance have call your customer care they are not picking.. please don’t really know whatelse to do need help

      Reply
      • Ola says:
        March 15, 2023 at 2:35 pm

        Note, we are not Opay, we just share information about them online. You can send an email to Opay complaining your issue. You can get their email on their website. Normally, they reply email within 48 hours.

        Reply
    8. Friday says:
      April 1, 2023 at 3:35 pm

      Friday ohiro

      Reply
    9. Ifeanyi Samson says:
      April 9, 2023 at 6:51 pm

      I’m finding it difficult to upgrade my opay account

      Reply
    10. Kevwe says:
      April 12, 2023 at 4:47 am

      I transfered money to.my opay till now is still showing me pending.

      Reply
      • Ola says:
        April 12, 2023 at 7:22 am

        Just be patient, it will deliver

        Reply
    11. Muhammad Nura says:
      April 17, 2023 at 2:55 pm

      Pls someone sent me money but is higher than my opay account balance pls what should I do

      Reply
      • Ola says:
        April 17, 2023 at 3:02 pm

        Upgrade your account

        Reply
    12. MrBlaize says:
      April 26, 2023 at 12:16 pm

      Someone should pls help me with a utility bill for me to upgrade my account

      Reply
    13. EZE Gabriel says:
      May 16, 2023 at 8:39 am

      Can I receive dollar in my opay account?

      Reply
      • Ola says:
        May 16, 2023 at 4:51 pm

        No

        Reply
    14. Ignatius says:
      June 8, 2023 at 2:00 am

      Does the upgraded KYC 2 or 3 account receive dollar

      Reply
      • Ola says:
        June 8, 2023 at 6:50 am

        No

        Reply
    15. Samuel says:
      June 16, 2023 at 8:19 pm

      Pls when does the daily transfer limit restart does it restart my 12am in the morning

      Reply
    16. Mohammed says:
      September 21, 2023 at 9:08 pm

      Am trying to upgrade my OPay account to tier 3 is not working and I have huge amount of money in my savings can they fixed it when I go to there office

      Reply
      • Ola says:
        September 22, 2023 at 7:28 am

        It’s better you just call them, send them an email.

        Reply

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