How to Upgrade Opay Account to Send & Receive Huge Money

As we all know, Opay is a popular online finance platform that let you save, transfer, withdraw, buy airtime and do almost every banking transaction.

However, similar to normal/physical banking, there are account types and levels on Opay, and these levels come with their own requirements and limits respectively.

So, if you just open an Opay account, you shouldn’t be surprised if you can’t do a lot of transactions. This is because your account is limited yet and needs an upgrade to unlock the level where you can do more.

That is why we’ve brought before you how to upgrade Opay account to show you all the Opay levels, their limits, requirements, and step-by-step, how to upgrade to new levels easily.

Without a waste of time, let’s get started!

About Opay KYC Level & Upgrade

Opay is just like a normal physical bank where your account has levels (tiers) and can be upgraded.

For example, the account levels that we are most familiar with in Nigeria are student accounts, tier 1 accounts, tier 2 accounts, and co-operate accounts. So Opay too has its own version of account types too.

However, the names given to Opay account types are different as you’ll see KYC1 instead of Students account. And the list goes from KYC2 to KYC3 and the highest level which is the merchant account.

While there are a lot of levels on Opay, each and every one of them comes with limits such as transfer limit, account balance limit, and so on.

Therefore, before upgrading your Opay account, I would like to show you the account types and their limits so that you can choose the perfect one for you.

See Also: List of Opay USSD Codes for All Transactions

Opay KYC Levels

Like I said earlier, Opay has a KYC account level where you can get to a new level every time you upgrade your account.

The following are all the Opay KYC levels.

• KYC level 1 – ₦50,000 maximum account balance, and ₦50,000 maximum daily transaction.
• KYC level 2 – ₦300,000 maximum account balance, and ₦200,000 maximum daily transaction.
• KYC level 3 – Unlimited maximum account balance, and 5,000,000 maximum daily transactions.
• Opay merchant account – Unlimited maximum account balance, and unlimited daily transactions.

Now that you know all the levels and their limits, let’s see how to upgrade your account to those levels respectively.

Related: How Much Can Opay Hold Without BVN

How to Upgrade Opay Account

Upgrading your Opay account is very easy once you have the requirements needed.

Like I said earlier, just look at Opay account upgrade just like a normal bank account upgrade.

Of course, you’ll need to provide some documents at the bank if you want to upgrade your account from one tier to another.

Fortunately, the difference between upgrading an Opay account and upgrading a normal bank account is that Opay upgrade requirements are flexible.

All you need is the following.

• A Bank Verification Number (BVN)
• An Identity (ID) Card
• A selfie
• A recent utility bill

Since level 1 is the first level let’s see how to upgrade Opay account to level 2 now.

Read Also: The Opay Referral Code to Earn Free Money

How to Upgrade Your Opay Account to Level 2

To upgrade your Opay account, all you need to do is log in to your Opay account, then click on your profile icon at the top left corner of your screen, then scroll down and click on the “Upgrade to KYC 2” button.

Once the page load, then proceed to fill in all the required information and upgrade your account.

To make it simple, here’s a step-by-step guide on how to upgrade your Opay account to level 2.

• Open the Opay app and log in to your account.
• On your dashboard, click on your profile image icon located at the top left corner of your screen.
• Now, scroll down a little and click on the “Upgrade to KYC 2” button.
• Then, fill in all the required information to upgrade your account.

That’s simply how to upgrade Opay account to level 2. Now, let’s see how to do it for level 3.

See Also: How to Check Opay Account Balance on Phone

How to Upgrade Opay Account to Level 3

Similar to upgrading your account to level 2, you can upgrade your Opay account to level 3 by simply logging into your Opay account, clicking on your profile image icon, clicking the “Upgrade to KYC 3” option, and then filling in the required information to upgrade your account.

Also, here’s a step-by-step guide to upgrading your Opay account to level 3.

• Open the Opay app and log in to your account.
• On your dashboard, click on your profile image icon located at the top left corner of your screen.
• Now, scroll down a little and click on the “Upgrade to KYC 3” button.
• Then, fill in all the required information to upgrade your account.

Check Out: Opay Investment & How to Make Money with it

Upgrading Your Opay Account to a Merchant Account

This can also be done in a similar way to the above levels. All you need is to follow the steps below.

• Open the Opay app and log in to your account.
• On your dashboard, click on your profile image icon located at the top left corner of your screen.
• Now, scroll down a little and click on the “Upgrade to Merchant” button.
• Then, fill in all the required information to upgrade your account.

That’s simply how to upgrade your Opay account to a merchant account.

Upgrading An Opay Account – FAQs

What do I need to upgrade my Opay account?

To upgrade your account on Opay, all you need is a valid BVN, an ID card, and a Utility bill payment proof.

How can I upgrade my Opay account?

To upgrade your Opay account, all you need to do is click on your profile image icon located at the top left corner of your Opay dashboard, then click on the button to upgrade your account and fill in the required information.

That’s all.

By now, if you’re among those seeking answers to how to upgrade my Opay account, I believe this post about how to upgrade Opay account has supplied you with what you seek.

Cheers!