Opay Investment: Opay is well known as a platform that offers Nigerians the opportunity to send money, receive money, make withdrawals, buy airtime and data, and even pay bills.
But one super cool thing about Opay is that it let you save your money and earn daily, weekly, monthly, and yearly interest on the money saved.
And what makes this happens is the wide rate of investing features that is integrated with the Opay app.
Now, saving is better with Opay where you can get interest on your money than saving your money at banks where the value keeps depreciating.
Would you like to know how to invest in Opay app?
Then keep reading, for in this post, I will show how to save and invest your money in all the Opay investment platforms.
Are you ready to learn about them all? Then, let’s get started!
What is Opay Investment?
One thing that makes Opay very useful to all Nigerians is that it offers some investment platforms where you can save your money interest.
Opay investment is just like a “Save and Earn” type of program. We can also refer to it as a platform where you can let your money work for you.
Yes, your money works for you when you invest in Opay. In fact, I would suggest it is better off saving your money in Opay than to keep it in your bank account where it keeps losing value.
One amazing thing about the Opay investment is that it is open and available to all Opay customers, once you have an Opay account, you can invest your money on the app.
Here’s how it works.
Related: How to Open Opay Account Without BVN
How Does Opay Investment Work?
The Opay investment works in a save that when you sign up for any of the investment platforms of the app, you just need to invest your money and start earning a daily, weekly, monthly, and/or yearly interest on your investment.
These platforms have yearly interest rates that range from 8% to 20% based on the one you choose.
For example, if you invest ₦10,000 the one that offers 20% interest, your return on investment (ROI) per annum will be around ₦2,000.
That’s better than saving your money at banks, I guess!
However, since this investment is online, people tend to be a little bit afraid when it comes to online stuff especially if it involves money.
And that leads us to is Opay investment legit?
Read Also: How to Get a Loan from opay
Is Opay Investment Platforms Real?
Opay investment, is it legit?
Opay has gained a reputation as one of the best and most popular fintech companies in the country. Therefore, anything related to the app or anything you found on the app can be trusted, as the company itself is licensed by the Central Bank of Nigeria.
More so, based on my own opinion after investing in Opay, and using almost all the investment platforms on the app, I would say it is real.
If you invest your money on these platforms, you can withdraw it at any time you like.
Check Out: How to Use Opay USSD Transfer Code
Opay Investment Registration
The Opay investment registration process is very simple, as all you need to do is to follow the step by step guide below.
- Open the Opay app on your phone and log into your account.
- On your dashboard, click on the “Finance” option at the bottom of the page.
- Now, select the investment platforms you want to invest in.
- Register your account by following the instructions and entering the required information.
- Finally, once your account is created, go ahead and click on the “Invest” button to add money to invest.
Now that you know the Opay investment registration procedures, let’s see all the investment platforms on Opay.
See Also: Opay invitation Code to Get Bonus
How to Invest in Opay
To invest in Opay, you need to first choose the investment platforms you want to put your money into. These platforms include:
- Spend & Save
Now, let’s see how to invest on these platforms respectively, and also see the interest for each and every one of them.
Read Also: How to Make Money on Opay
How to Invest in Opay Owealth
Owealth is an investment platform integrated with the Opay app. This platform gives investors up to 15% interest on investment per annum.
To invest in Opay Owealth, all you need to do is just click on the “Owealth” option in the finance section of your Opay account dashboard. Register an account and click on the “Invest” button to add the money you want to invest.
And that’s it, you’ll start earning your interest every day, and you can withdraw the money you invested any time you wish.
How to Invest in Opay Fixed
Opay Fixed is another investment platform that can be seen on the Opay app, and it has almost the highest ROI among the rest. Fixed offers investors a return of up to 20% per annum.
To invest in Fixed, just click on the “Finance” option at the bottom of your Opay dashboard, and click on the “Fixed” option. Now, register an account and click on the “Invest” button to add the money you want to invest.
Keep in mind that the minimum amount you can invest in Fixed is ₦1,000, and the investment term ranges from 7-1000 days.
See Also: How to Transfer Money to Opay Using Code
How to Invest in Opay Targets
Targets is another popular platform that offers you an easy way to save and invest your money on the Opay app.
This platform lets you invest your money daily, weekly, or monthly and earn an ROI of 17% per annum. The money invested can be withdrawn at any time.
To invest in Targets, just open the Opay app and click on the “Finance” option at the bottom of your Opay dashboard, and click on the “Targets” option. Now, register an account and click on the “Invest” button to add the money you want to invest.
How to Invest in Opay SafeBox
SafeBox offers investors a 15% yearly return on investment (ROI), where your earnings are paid into your SafeBox account daily.
To invest in SafeBox on Opay, all you need to do is just click on the “SafeBox” option in the finance section of your Opay account dashboard. Register an account and click on the “Invest” button to add the money you want to invest.
Read Also: How to Get Opay POS Machine
Opay Investment – FAQs
What is the best investment platform on Opay?
Based on the ROI, Fixed is the best investment platform on Opay, but looking at it in terms of popularity, Owealth is the best.
How much can I invest in Opay
Since there are numerous investment platforms on Opay, the amount you can invest depends on the platform you’re using. So, generally speaking, you can invest as low as ₦10 and as high as you want.
How do I make an investment with Opay?
To make an investment with Opay, all you need is to create an Opay account, select the best investment platform for you, invest your money and start earning.
How long does Opay investment takes?
Investing in Opay depends on the platform you put your money. But the investment time generally ranges from a day to years.
How much do I earn when I invest in Opay?
All you just need to do when you invest in Opay is just to sit back and watch your earnings come in daily. This is simply because your money is working for you.
With a lot of features that come with the Opay app, the company has proven to be one of the best fintech companies in Nigeria as a lot of people benefit from their products and services.
By now, we believe this post about Opay investment has made you know exactly how to invest in Opay now.