PalmPay USSD Code for Transfer, Airtime & Balance

  • January 21, 2023

PalmPay is one of the most popular fintech platforms that offers financial services online via their app that can be downloaded from the Play Store.

On PalmPay, you can send, receive, and save more. You can also use the app to pay bills and buy airtime to earn cashback.

While all that is easily done on the PalmPay app, you definitely should know that the USSD code makes banking transactions easier than any other method.

But, does PalmPay have USSD code?

To answer your question is why we decided to come up with this post about the PalmPay USSD code, to show you everything you need to know about it.

Without further ado, let’s get started!

About PalmPay USSD Code

Generally, a bank USSD code is a unique code that is used for some self-service banking transactions like money transfers, cash withdrawals, bill payments, airtime purchases, checking balances, and lots more.

Talking about the PalmPay USSD code, the company is yet to have a unique USSD code for transactions like transferring money from PalmPay to other accounts, buying airtime, paying bills, etc. 

However, there are some USSD codes that can be used for some specific types of transactions on PalmPay.

Yes, PalmPay has some USSD code that can be used for transactions like money deposits, which is also known as the PalmPay USSD code for account funding.

Now, let’s see the codes and how to use them.

PalmPay USSD Code for Transfer

The currently available transfer code for PalmPay isn’t a USSD code that will let you transfer money from PalmPay to other banks. Instead, it is a code that allows you to transfer money from other banks to PalmPay. In other words, PalmPay deposit code.

These codes are commonly known as the PalmPay transfer code because they are the only codes that work with PalmPay and there are recommended for account funding.

With that being said, let’s see the PalmPay USSD code for Transfer from other banks to PalmPay.

Gtbank Transfer Code to PalmPay

Below is the Gtbank transfer code to PalmPay, and a step-by-step guide on how to use it.

  1. Simply dial *737*22#
  2. Select the “Trsf – Mobile Money/PSB” option
  3. Enter the amount you want to transfer
  4. Enter your Opay account number
  5. Select the “Next” option until you find the “PalmPay” option.
  6. Now, enter your Gtbank transactions pin.

Once you enter your pin, the money will be transferred and deducted from your Gtb account, then credited into your PalmPay account.

Access Bank Transfer Code to PalmPay

The PalmPay USSD code to fund your account from Access bank is *901*Amount*PalmPay account number#. e.g if you want to transfer 500 to 1234567890 (PalmPay account number) just dial *901*500*1234567890#, and follow the instructions below.

  • Dial the code
  • Select “Other financial institutions”
  • Select the “Other Banks” option.
  • Select the “PalmPay” option.
  • Then, enter your pin to authorize the transaction.

Once done correctly, the code will be activated and your PalmPay account will be funded using USSD code from Access bank.

Other Banks Transfer Code to PalmPay

If you happen not to use any of the banks listed above, you can still use the PalmPay USSD code from the app to fund your account.

To do this, just follow the steps below.

  • Open your PalmPay app
  • Click on the “Fund” button
  • Click on the “USSD” option
  • Select or Enter the amount to deposit
  • Select the correct bank
  • Copy the code on your screen and dial it on your phone dialer app
  • Then, proceed to make the payment by entering your pin.

PalmPay USSD Code – FAQs

What is PalmPay USSD code?

At the moment, PalmPay is yet to have a USSD code that can perform transactions like transfers, airtime purchases, bill payments, etc. That simply means PalmPay doesn’t have a USSD code yet.

What is the PalmPay USSD code to check balance?

At the moment, you can only check your PalmPay account balance by logging into your PalmPay account and seeing your balance on the app. That means PalmPay doesn’t have a USSD code to check the balance for now.

What is PalmPay USSD code for airtime?

Currently, PalmPay doesn’t have a USSD code to buy airtime. If you want to buy airtime from PalmPay, you can use the app only for now.

Does PalmPay have USSD code?

PalmPay microfinance bank is yet to have a USSD code for transfers, bill payments, airtime purchases, etc. That means PalmPay doesn’t have a USSD special USSD code at the moment.

Can I transfer money on PalmPay using USSD code?

Absolutely no. You cannot transfer or send money on PalmPay using the PalmPay USSD code. This is because PalmPay is yet to have a USSD code that can perform such transactions.


Although PalmPay is a fantastic app that has all of its transactions doable online, there are still some transactions that can be carried out offline using the PalmPay USSD code.

I believe this guide has helped you figure out the PalmPay code for transfer and how to use it, and also able to answer some common questions about the PalmPay USSD code.